About INB Campus
Everything students need in one platform
INB Campus brings the things students actually do — buying, eating, renting, working, studying, travelling and organising — into one account with one wallet. Instead of a dozen apps and a dozen payment methods, there is one balance and one record of where your money went.
What's inside
How we handle your money
Every payment runs through escrow. When you buy, the money leaves your available balance but does not reach the seller — it is held. It is released only when you confirm you got what you paid for. If you cancel first, it comes straight back.
The platform takes 5% from the seller when escrow is released. That is the whole business model — no listing fees, no subscription, and we never take a cut of your wallet balance for sitting there.
Where we are
This is an active build. Seventeen modules are live and working. Some things are deliberately not finished, and we would rather tell you than pretend:
- Payments — wallet top-ups credit directly. No live gateway is wired yet.
- Email & SMS — written to a log in this environment, not delivered.
- Two-factor auth — not built. The switch is absent rather than fake.
- AI assistant — not built; no provider chosen.